Holy Six Pack

And not the beer kind. The kind that is forming on my abdomen! I have never, ever had abs like these, and truthfully, it wasn't that hard. I mean, yes, the 30 Day Shred is effing ridiculous (and this is coming from someone who took about two months to do 30 days of workouts), but the actual ab exercises were never so impossible that I utterly failed. And now, 9 days into the last 10 days of the workout dvd, I can honestly say, I have the shadowy beginnings of a six pack. I also can't believe that tomorrow will mean I have done Level 3 for ten days (in a total of 15 days - but that included Christmas vacation!). While my last post was pretty much a load of kvetching about how hard it was, nine days later, it's definitely doable. I feel pretty kick-ass getting through the whole workout without needing to modify any of the moves. The last set of cardio includes two moves that originally were so hard I could barely do the modified versions - jump squats and rock star jumps. Now I blaze through them, apologizing in my mind to my downstairs neighbors who must think that for twenty minutes every night, someone is either having extremely vigorous sex or a domestic dispute, minus the shouting.

In other updates: the old apartment, you know, the one we're paying rent on even though we moved into our cheaper apartment to save money (don't worry, I know the irony is just killing all of you) - might actually be leased to someone new soon! They are applying, and have a guarantor, so things are looking good... That apartment (and its astronomical rent that we're still paying) aside, I recalculated and found that I am now spending only twenty-six percent of my income on rent, as opposed to the previous forty percent. This leaves me with much more of my earnings to go towards my small school loan (credit card bill is paid off!) and into my savings.

Last update: Christmas was wonderful this year, full of family, snow, and many unsuccessful attempts to control Rupert in a house full of cats to chase and tall people who kept picking him up. I received some wonderful gifts, including two cookbooks (one vegetarian, the other vegan) which I can't wait to delve into, as well as a book on urban gardening so that I'll be able to figure out how to grow my herbs even without a terrace. Add to that the fabulously exciting immersion blender from one of my brothers, and you'll have to agree that I definitely lucked out with gifts this year.

Also, check out the new pages at the top of the blog under the title. Happy New Year everyone!

Good Eats (Healthy = Expensive)

The above equation isn't exactly a groundbreaking conclusion, but it is one that we were reminded of anew tonight during our grocery shopping expedition. This was an epic week for shopping, mostly because we're revamping our diet but also because we're still restocking our pantry after the move to the new apartment. We discovered tonight that our local grocery store (Fairway Market) is open until 1 AM, which is amazing because due to my work schedule, we cannot go shopping when normal people do, around 6:00 or 7:00 PM. In addition, Alix's and my anxiety goes into hyper-drive if we are forced to grocery shop in a store packed with angry, bitchy, self-entitled New Yorkers so shopping at 10 PM like we did tonight was perfect. Our second amazing discovery is that Fairway Market, which is huge already, has a second floor full of organic food!! We thought that leaving the land of Whole Foods would mean the end of our ability to purchase organic, but not so. Fairway is overwhelming and large, but navigable when we are some of the only customers, and the staff is reasonably helpful. The only item on our huge shopping list that we couldn't find was white miso paste, probably because we had no idea where to look for it or what it even resembled (it is for a recipe from my cookbook, Vegan Planet). Maybe we'll try another store?

Look how long our receipt is!

We spent $159.17 total, with no meat products on the list. The most expensive thing we bought was a bag of pecans for $9.23, the second in line was almond butter for $6.99, and third was a wedge of cheese for $6.70. The least expensive item was a navel orange for $0.89 , followed closely by individual grapefruits ($0.95 each) and bottles of seltzer ($0.99 each).

Our planned dishes for the week include lasagna, the pecan fennel watercress salad previously mentioned, a vegan Caesar salad, roasted brussel sprouts, pierogies with sauteed apples and onions, pappardelle with spiced butter, and leftover cabbage rolls (I hope to post pictures of all our meals this week for your mouthwatering enjoyment). Since I'm becoming more committed to packing food for my long work days, we bought essentials like grapefruits, berries, apples, the makings of almond or peanut butter sandwiches, celery, yogurt, and cottage cheese. Alix and I agree that eating much more frequently throughout the idea makes us feel weird and whale-like, but the reality is that it's more healthy to eat like this than it is to wait until 8 PM to eat anything, and then eat everything in the house. We're adjusting. Hopefully all this work, plus the workouts, will have some results. Not sure if this is related, but my belt was one notch tighter this morning than it's ever been. Small victories!

Movin' and Groovin'

The biggest adjustment to our stretched finances occurred this past week -- Alix and I moved! To a place with lower rent, that is. Instead of our cushy studio in midtown, we now live in a cozy one-bedroom on the Upper West Side whose rent is $600 less than the old apartment. It's true that paying a lower rent comes with side effects: our super speaks almost no English, cannot comprehend why two women live together in a one-bedroom (awkward looks abound whenever he sees us), and is convinced that hot water dripping steadily from our ceiling is a problem that does not require attention until three days later. We also are now the proud owners of a fridge that doesn't open all the way (because it runs into the counter), two closets that are finicky about opening and closing, and a bathroom door that won't shut because it's been painted over too many times. Thank goodness Alix and I are way past the point of needing toilet privacy. If you come to visit us, I'm sorry, but you're going to have to deal with a cracked door. We'll talk louder while you're in there, don't worry. Despite all of it, we're so much happier here, it's only sad that we didn't move sooner. We love our huge windows, high ceilings, view of the church, the fact that we have a BEDROOM (!!!), that there is room for the boys to run, our counter space...the list goes on and on. Between the lower rent and my two jobs (hooray for working 70 hours a week...literally), we're definitely going to make it. That is, if we can find someone to assume the old lease at the midtown apartment...
But it's more fun to look at pictures than think about scary things like paying two leases, right? So here you go:
First, the old apartment (whose pictures are decidedly better, as they were taken during daylight hours)

The terrace where I grew my herbs and tomatoes

Living room area

Kitchen area

Tiny kitchen

Next, the process of moving:

Eating Indian takeout on a Zappos box because we no longer had a table.

Boxes galore

And finally, the new place:

The foyer

The main room

Dining area

Kitchen area...please excuse the mess (those dishes are actually clean, just haven't been put away yet).

And just for fun - the apple pie I made today. Jealous? You should be.

The Working Life

Since I'm the only one in our household of four that is currently working,* and this blog is partially about finances, I figure writing about my job is fair game. My job, as I've mentioned before, is to take care of a darling 6-month-old boy while his parents work ridiculous hours finishing their medical school residencies. This, in turn, means that I also work some pretty ridiculous hours that require me to start work at 6 AM most days and work 50 hours a week, plus overtime if I wish. In addition, my hours change weekly and a typical day could be anywhere from 6-4, 6-8 (yes, that's 14 hours), or noon-8. Knowing full well that hours like this were part of the job means I don't technically get to complain about them, but seriously, it's hard sometimes. I long for the monotony of a 9-5 workday that includes both a reliable, unchanging wake-up time and the ability to come home for dinner. Hours aside, I truly love my job. Taking care of my little dude is second nature now. I know his every expression, need, and babble. I make him laugh, I rock him to sleep, I have entire conversations with him, responding to a typical string of constant-vowel combination with things like, "Well, yes, Monkey, that's true, but I also think that the nutritional value of green beans makes them an important part of your diet."
"Gaaaahhh, bsssh, guaah. Bah."
"Mmm-hm, yes, I agree, this breast milk is top-notch. Do you want to play in your bouncy seat?"
"Gaaaahhhhhhh!!!"
"Alright dude, bouncy seat it is."
And so on. My job doesn't feel like work, it feels like being a mom, something I've been dying to do for, oh, about ten years now. I don't have to dress up (in fact, it is undeniably better if I don't), and I don't have to answer to a horrendous boss. Monkey's mom and I are far more like friends than we are a typical employer-employee pair. I know that sounds idyllic coming from a nanny, but it's honestly true. I've worked for other families before that I would not hesitate to compare to the parents in The Nanny Diaries, and the family I work for now is the furthest thing from it. Does it suck waking up at 4:30 AM every day especially when I have insomnia that keeps me from sleeping for more than three hours at a time? And coming home so late at night that all I can do is eat and collapse into bed, barely having a conversation with Alix? Yes, yes it does. But my buddy's smile when he sees me bright and early and the way he burrows joyfully into my shoulder as soon as I pick him up definitely make it worth it.

* * *

It would be nice if this cute little blog post could end there, but sadly, it can't. Despite my working such long hours, our sky-high rent and my medical costs are putting too much of a strain on our budget. So, I did like all poor twenty-something's do, and I got a second job. I start work tomorrow at a famous little bakery on the UWS that makes cookies so good they make you want to take your clothes off. It scares me that I'll be working upwards of 65 hours a week now, but I can't ignore the fact that going into debt was not a part of the post-college life plan. Still, I'm pumped about half-price cookies, working with people my age, and hopefully staying financially afloat.

*This is not to say that I pay for everything. Alix and I split costs exactly down the middle, it's just that she pays with the earnings from her year of working as a paralegal before she started law school. Tucker and Rupert, on the other hand, cost a lot and contribute nothing other than mad cuteness.

Life Ain't Easy...

Although we are attempting to save money with all the best intentions, life keeps getting in the way. Despite the birthday celebrations coming to an end, it seems as if the bills are piling up with increasing intensity. The harder Cait and I try, the more we need to spend.
Over the last three days we've had a series of setbacks:

#1 I, being the klutz that I am, awoke to find that I had placed my cellphone in a full glass of water during the night. Seemingly impossible... but here we are. Not only did I get my phone wet, I marinated it.

#2 Rupert, our lovable, bumbling puppy, needed to take another unplanned trip to the vet. Over the past few months Rupert has fallen victim to some odd yet oh-so-expensive illnesses. This time, he seems to be losing his precious fur. Lucky for us, we paid a few hundred dollars for the vet to tell us that Rupert needed to take a bath with special shampoo.
A good word of advice -- pets are expensive! If you are considering getting one, the cost far exceeds your expectations. Food is only one of many expenses. Don't forget the toys, the leash, the bowls, the toothbrush, the doggie bags ($12.75 for eight rolls!!!!) ... and the list goes on. That being said, while he may be helping us rack up the bills, Rupert brings so much joy to our lives on a daily basis. We love our pets like they were our children (or maybe because they are our children). No cost could make us think they are not worth it.

#3 A smooth transition from one Rupert-related cost to another: less than 3 weeks after purchasing a charger for my computer, Rupert chewed straight through it in one bite. Alas, one more unforeseeable cost.

What do you mean I look guilty? My face always looks like this.

The moral of the story: we cannot plan for every expense because life is highly unpredictable. I guess we will just have to keep trying.

Slow Start

Alix and I, while both highly motivated, are also expert procrastinators. It should surprise no one that knows us that this ambitious plan of ours is starting rather slowly. Or not yet. At all. See, the problem is that Alix just had a birthday. And I, well I'm a sucker for birthdays. We spent her actual birthday at my parents' house upstate where I made her a blueberry pie. Once we were back home though, I wanted to make more of a day of it. I didn't have to work on Monday so we slept in, took the puppy to his favorite dog park, and then went to see the Bodies exhibit at the South Street Seaport. Right before we were about to enter the exhibit, Alix stopped dead in the street, pointing wildly to a spot about twenty feet in front of us and started yelling, "Look! It's here! It's here!" She was referring to the famous Wafels and Dinges cart which has been eluding our grasp since I saw it featured on the Food Network. Our plans to spend no money that day went out the window as we decided to sample the famous chewy warm waffles covered with toppings of your choice (Nutella and strawberries for me, just Nutella for Alix). It was worth every penny spent, and every gooey bite before we entered the shadowy halls to contemplate the waffles' journey through the epic disassembly line that is the human digestive system.

Later, I made the dinner that Alix had chosen: chicken served on a bed of wild mushrooms (from The Silver Palate Cookbook, by Julee Rosso and Sheila Lukins with Michael McLaughlin), steamed artichokes with Hollandaise sauce (from Mastering the Art of French Cooking, by Julia Child, Louisette Bertholle, and Simone Beck) and chocolate chunk cookies for dessert. Nothing about this dinner was cheap or particularly healthy - Hollandaise sauce is butter with egg and a side of butter and, oh yeah, butter - but it was special and delicious. I've been told before that one of my greatest attributes as a cook is that I am utterly fearless. While I have a hard time believing most of the compliments I receive, this one I acknowledge as true. I taught myself how to make bread, pie, and almost everything else I can do in the kitchen by assuming that if one follows a recipe, has good intuition, and isn't afraid of messing up, anything can turn out delicious. This was true of the birthday dinner since everything I made was new to me (except the cookies, those are old stand-by's in our home).

The birthday feast

Next on our mission: order our DVD workout plan with its accompanying diet guide, figure out shopping lists based on said diet plan, and stick to the following budget guidelines:
Rent: 40%
Groceries: 10%
Utilities/Phone/Transportation: 6%
Pets: 4%
Miscellaneous (healthcare, car insurance, extra unexpected costs): 11%
Debt: 15%
Savings: 14%

I realize that's pretty convoluted, but this is a work in progress. Things they do not teach you in a liberal arts education...

The Beginning

Hi everyone and welcome to our blog!

Here we will be writing about our adventures in New York and our quest to live healthier, happier lives on a budget. While New Yorkers are famous for continuously complaining about how expensive everything is (the rent! the parking! the food!), the truth is that Alix and I (Cait) are living off of one income and a rapidly depleting savings account, paying a rent we can't afford (go figure) and supporting a sulky cat and a dopey dog. This all sounds so much more tragic than the laughter-filled and love-blessed life that we are lucky to have but since we both want to remain healthy and financially viable into our next seven decades, the time has come for us to tighten our belts a little and make some changes.

The last three months since I moved into Alix's studio apartment in Hell's Kitchen, we've been a bit, shall we say, loose with our money. We appreciated the constant availability of take-out and became all too familiar with www.seamlessweb.com. We also spent a large chunk of money transforming the apartment from the haphazard bachelor pad Alix was inhabiting into the cozy and furnished home we now share. Finally, we paid precious little attention to our spending habits at places like Whole Foods, Screme (the most delicious and over-priced gelato joint on the West side), and Unleashed (the boys' favorite holistic pet supply store). Now that we're settling into our respective routines - I work about fifty hours a week as a nanny, while Alix will soon be starting her second year of law school - we've decided to address our growing waistlines and shrinking accounts by changing our spending, eating, and exercise habits. We've designed a budget, sworn off eating out, and are starting a crazy workout plan (more on that later). We'll be doing our best to document our adventures here, in an effort to keep us honest and keep you amused. We invite you to read along and share it with us.